Our Qualifications The LPL Financial Advisors at Discovery Financial, LLC believe in providing the most up-to-date and accurate information as possible. To do that, we are constantly participating in on-going financial education. Our advisors have also obtained, along with their required federal and state registrations, more advanced designations in the financial services profession.Chartered Financial Consultant (ChFC®) – Obtained through The American College by professionals who have completed an eight-course curriculum focused on financial planning. With the ability to pass a series of written exams, the ChFC® is maintained by adhering to an ethical standard set forth by The American College and by completing 30 hours of continuing education every two years.Chartered Life Underwriter (CLU®) – Widely recognized as the highest level of studies in the life insurance profession. The designation is earned through The American College by completing an eight-course curriculum and by passing a series of written exams. Emphasis on life insurance needs for individuals, business owners, professionals, including income replacement, estate planning and wealth transfer. The CLU® is maintained by adhering to an ethical standard set forth by The American College and by completing 30 hours of continuing education every two years.